At Bentley Lending , we help Entrepreneurs to obtain Creative and Common Sense Financing Solutions to Businesses and Investment Properties . 

By using money from private investors, we aren't bound by rigid banking guidelines and can offer you some of the most flexible loan terms in the industry depending on the deal, your investor profile, background, and experience. Other lenders take a one size fits all approach to making loans - but we don't. We carefully evaluate each and every deal and offer competitive terms when the deal makes sense. From Residential Fix and Flip, Rental, Line of Credit, Refinance or construction, it's our job to get you the money to do the deal.

We can structure loans in most states. Terms will vary from market to market but if you have a good deal and a decent background we can get your deal closed.

We do a variety of commercial and business loans

Here is a list of some of the different Commercial loan types

·        Acquisition and development

·        Fix And Flip

·        Bond

·        Bridge loans

·        Business loans

·        Construction

·        Forward commitments

·        Joint ventures

·        Mezzanine

·        Nonrecourse

·        Notes purchased

·        Purchase

·        Refinance: Cash-Out

·        Refinance: Rate and Term

·        Remodel/renovation

·        SBA loans

·        Second mortgages 

Here is a list of the some of the property types we can finance for you:

·        Agricultural (ranches and farms)

·        Automotive (gas stations, carwashes, etc.)

·        Churches

·        Hospitality (motels and hotels)

·        Industrial

·        Land

·        Leisure (golf courses, marinas, RV parks, etc.)

·        Medical (hospitals, clinics, etc.)

·        Mixed-use properties

·        Mobile/manufactured home parks

·        Multifamily (See Multifamily matrix for details)

·        Office buildings/complexes

·        Office condos

·        Owner-occupied businesses

·        Parking lot sites

·        Rehabilitation facilities

·        Retail (shopping centers/strip malls)

·        Self-storage

·        Single-tenant buildings

Here are a few things that you should know about our Fix and Flip Hard Money Loans:

1.      If your deal is good enough we will cover up to 90% of the purchase price, rehab, and closing costs, points & interest.

2.      Our max loan amount is based on the after-repair value, not the current value or purchase price. If the numbers line up, we will fund it.

3.      We lend up to 75% of the ARV. We will fund everything but earnest money as long as it fits within 75% of the ARV.

Here is an overview of the types of Hard Money deals that we can do:

·        90% Purchase, 95% Rehab

·        Up to 75% ARV

·        Nationwide Rental Loans

·        Investor Portfolio Loan

·        Investor Line of Credit

·        Purchase or Refinance (Blanket Loans)

·        Bridge Loans

·        1-4 Units Non-Owner

·        Stated Income and No Doc

·        No Appraisal Loans

We wish we could approve all deals, but not all deals are approved.

Business Loan Types: 

·        Franchise

 A franchise is a joint venture between a franchisor and a franchisee. The franchisor is the original business. It sells the right to use its name and idea by granting to a franchisee the license to sell and market franchisor's products and services who establishes the brand's trademark.

·        Merchant Cash Advance:

 An MCA is borrowed money that you repay from daily credit card sales

·        Equipment Leasing:

 The equipment leasing market is a fast growing segment of the commercial lending market. All companies must invest in equipment to grow their business and to improve their company’s overall efficiency. Equipment financing or leasing is an ideal way for corporations to purchase new equipment without investing a significant amount of capital upfront. 

·        Accounts Receivables Factoring:

 With the challenging economic environment, Accounts Receivable Factoring has become an important option for many small and medium companies. By offering Accounts Receivable Factoring services, we can help you alleviate short-term cash flow shortages by enabling you to use your Accounts Receivable as security for short-term lines of credit or cash.

·        SBA Loans:

 SBA provides loans for people who are looking to start a business or expand an existing business. SBA participates in a number of loan programs designed for business owners who may have trouble qualifying for a traditional bank loan.

·        Business Lines of Credit:

 A Business line of credit is offered like a credit card for businesses for a lot of different reasons. A business will have a predetermined amount of credit with one of our banks and can use it over time as needed for working capital. Collateral is not usually required unless the business has poor credit when they apply. The amount issued for a business line of credit depends on the business's credit rating and cash flow.

·        Start Ups

 Generally speaking, a startup company is a company that operates at an infant stage, with a nascent economic activity, a limited (but growing) client base